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Please ensure you perform due diligence before doing anything recommended on this site; it can be a harsh world and we cannot be responsible for anticipating everyone’s particular set of circumstances. Views expressed are those of individuals, none of whom claim any particular expertise. If they tell you to jump you do not need to jump; you decide.

In particular we do not guarantee any adverts on the site; and as time changes our views may change but not be updated.

If you accept this in the spirit intended please feel free to enjoy the site; if not, please leave the site without wasting time.

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